1. Information Asymmetry and Residential Mortgage Choices Open Access Author: Bian, Xun Title: Information Asymmetry and Residential Mortgage Choices Graduate Program: Business Administration Keywords: prepayment penaltyPrepayment riskdefault riskinformation asymmetrymortgage choicediscount points File: Download Dissertation_Bian.pdf Committee Members: Brent William Ambrose, Dissertation Advisor/Co-AdvisorBrent William Ambrose, Committee Chair/Co-ChairN Edward Coulson, Committee MemberAustin Jay Jaffe, Committee MemberJiro Yoshida, Committee Member