The Changing Landscape of Affordable Housing in the United States
Open Access
- Author:
- Brooks, Matthew
- Graduate Program:
- Rural Sociology
- Degree:
- Doctor of Philosophy
- Document Type:
- Dissertation
- Date of Defense:
- January 27, 2021
- Committee Members:
- Brian Clemens Thiede, Dissertation Advisor/Co-Advisor
Brian Clemens Thiede, Committee Chair/Co-Chair
Leif Jensen, Committee Member
Laszlo Kulcsar, Committee Member
John David Iceland, Outside Member
Laszlo Kulcsar, Program Head/Chair - Keywords:
- Affordable Housing
Rural
Urban
United States
Population Growth
Population Aging
Natural Amenities
Race
Policy
Income Measurement
Spatial Econometrics - Abstract:
- This dissertation provides a comprehensive empirical analysis of the changing state of affordable housing in the United States. I use demographic and economic data from 1990-2018 to analyze changes in affordable housing at two-levels—the county and household—and to understand if and how the opportunity to live in affordable housing varies among ethnic and racial groups and those living in urban and rural areas. This dissertation is centered around three empirical studies. In the first study, I identify the extent to which rates of affordable housing have declined among U.S. counties over the past 30 years and examine if and why these declines have been unequal among urban and rural counties. I estimate the effects of three key demographic and economic changes—population growth, population aging, and natural amenity development—within these counties. I find that population growth is associated with decreased affordability and higher housing costs in rural areas. Population aging generally improves affordability but can be harmful in already “old” large metropolitan areas. In the second study, I evaluate the implications of key decisions about how affordable housing is defined and measured. Specifically, I test and compare how different measures of income, definitions of households, and thresholds of affordability impact estimates of affordable housing rates. I then provide an evaluation of how measurement choices commonly used by researchers and policy practitioners influence inferences (e.g., upward or downward bias) about unaffordability among low-income households. The findings demonstrate that affordable housing is generally rare among these households. Measurement choices also greatly influence the magnitude of disparities in rates of affordable housing between ethnic and racial groups. In the final study, I examine why affordable housing disparities exist between ethnic and racial groups, demonstrating that educational attainment and county composition play a significant role. While white households have the highest rates of affordable housing overall, I find that Black and Asian households receive larger returns on education than similar white households. Higher levels of coethnic concentration negatively affects attainment of affordable housing for all ethnoracial groups. However, coethnic concentration can create a relative advantage for Black and Asian households vis-à-vis white households when living in majority non-white counties.