1. Essays on Mortgage Broker, Borrower, and Lender Behavior in the Subprime Mortgage Market Open Access Author: Conklin, James Neil Title: Essays on Mortgage Broker, Borrower, and Lender Behavior in the Subprime Mortgage Market Graduate Program: Business Administration Keywords: Financial literacybrokeragemortgage defaultsubprimeliars' loansincome documentationreal earnings management File: Download conklin_dissertation.pdf Committee Members: Brent William Ambrose, Dissertation Advisor/Co-AdvisorBrent William Ambrose, Committee Chair/Co-ChairAustin Jay Jaffe, Committee MemberN Edward Coulson, Committee MemberJiro Yoshida, Committee MemberMichelle Lowry, Special Member